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The document describes the operations and services that authorized banks can perform in accordance with the Banking and Financial Groups Law of Guatemala. These include passive operations such as receiving monetary deposits, term deposits, and savings, as well as creating and negotiating bonds and promissory notes. It also includes active operations such as granting loans, discounting documents, and issuing credit cards. Additionally, it describes services such as buying and selling foreign currency.

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ScribdTranslations
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