Can I read Union Bank of India: Credit Appraisal Insights on EtoBox?
Union Bank of India: Credit Appraisal Insights by Vikash R Jain is a document available to read on EtoBox.
What is Union Bank of India: Credit Appraisal Insights about?
The document discusses key aspects of lending that bankers should consider: 1) Carefully evaluating who the borrower is, including their background, character, and relationship with the bank. Existing borrowers can be judged on past records while new borrowers require thorough due diligence. 2) Understanding the proposed project in detail, including its technical feasibility and financial viability as assessed by a consultant report. 3) Ensuring the borrower has a credible plan to repay the bank funds.
- Author
- Vikash R Jain
- Language
- EN