Can I read Fintech on EtoBox?
Fintech by Radhia is a document available to read on EtoBox.
What is Fintech about?
This paper examines the impact of financial technology (fintech) on the proactive risk-taking behavior of commercial banks in China amid macroeconomic uncertainty, using data from 145 banks between 2010 and 2019. The findings indicate that fintech mitigates the negative effects of macroeconomic uncertainty, encouraging banks to issue loans and hold financial assets, although the effect varies among different types of banks. The study concludes that while fintech aids in risk-taking, it does not lead to exce
- Author
- Radhia
- Language
- EN