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1 (p1): Introduction 6 (p2): 1. The Law, Economics, and Psychology of Consumer Contracts 6 (p2-1): Introduction 7 (p2-2): I. The Behavioral Economics of Consumer Contracts 23 (p2-3): II. Welfare hnplications 26 (p2-4): III. Market Solutions andTheir Limits 32 (p2-5): IV. Policy Implications: Disclosure Regulation 43 (p2-6): Conclusion 44 (p2-7): Appendix 51 (p3): 2. Credit Cards 51 (p3-1): Introduction 56 (p3-2): I. The Credit Card Market 65 (p3-3): II. The Credit Card Contract 75 (p3-4): III. Rational-Choice Theories and Their Limits 78 (p3-5): IV. A Behavioral-Economics Theory 97 (p3-6): V. Welfare Implications 101 (p3-7): VI. Market Solutions 105 (p3-8): VII. Policy Implications: Rethinking Disclosure 112 (p3-9): Conclusion 113 (p3-10): Appendix: Teaser Rates 116 (p4): 3. Mortgages 116 (p4-1): Introduction 128 (p4-2): I. The Subprime Mortgage Market 135 (p4-3): II. The Subprime Mortgage Contract 146 (p4-4): III. Rational-Choice Theories and Their Limits 156 (p4-5): IV. A Behavioral-EconomicsTheory 166 (p4-6): V. Welfare Implications 174 (p4-7): VI. Policy Implications 183 (p4-8): Conclusion 185 (p5): 4. Cell Phones 185 (p5-1): Introduction 194 (p5-2): I. The Cell Phone and the C

Author

OREN BAR-GILL

Publisher

OXFORD UNIVERSITY PRESS

Published

2012

Language

EN