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Life insurance : Life licence qualification program (LLQP) exam preparation manual by Roxanne Eszes is a nonfiction available to read on EtoBox.

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FOREWORD TABLE OF CONTENTS LIST OF DIAGRAMS, DOCUMENTS AND TABLES LIST OF ABBREVIATIONS CHAPTER 1 1 INTRODUCTION TO LIFE INSURANCE MODULE 1.1 Risk of death 1.2 Potential financial impact of death 1.2.1 Loss of income 1.2.2 Loss of caregiver 1.2.3 Debt repayment 1.2.4 Income taxes 1.2.5 Estate creation 1.2.5.1 Education funds 1.2.5.2 Legacies 1.2.5.3 Charitable giving 1.2.6 Business impacts 1.3 Risk management strategies 1.3.1 Risk avoidance 1.3.2 Risk reduction 1.3.3 Risk retention 1.3.4 Risk transfer CHAPTER 2 2 TERM LIFE INSURANCE 2.1 What “term” means 2.1.1 Typical terms 2.1.2 Age limits 2.2 Policyholder vs. life/lives insured 2.2.1 Single life 2.2.2 Joint first-to-die 2.2.3 Joint last-to-die 2.3 Death benefit 2.3.1 Level term 2.3.2 Decreasing term 2.3.3 Increasing term 2.4 Term insurance premiums 2.4.1 How premiums are set 2.4.1.1 Mortality costs 2.4.1.2 Expenses 2.4.2 Sample premiums 2.5 Renewable vs. non-renewable term insurance 2.5.1 Renewal provisions 2.5.1.1 Renewable with guaranteed rates 2.5.1.2 Re-entry term with adjustable rates 2.6 Convertible term insurance 2.6.1 Incontestability and suicide provisions 2.6.2 Attained-age vs. original-age conversions 2.7 Advantages an

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Common subject areas: history, science, philosophy, social sciences.

Author
Roxanne Eszes
Publisher
CISRO / OCRA ; [Autorité des marchés financiers
Published
2015
Language
EN
ISBN
9782551257157
Category
nonfiction

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