Opening book details…
Can I read Risk Sharing in Islamic Banking on EtoBox?
Risk Sharing in Islamic Banking by essa is a document available to read on EtoBox.
What is Risk Sharing in Islamic Banking about?
This working paper explores risk-sharing practices in Islamic banking, focusing on the governance rights of unrestricted profit-sharing investment account (UPSIA) holders and the limited use of equity-based contracts. The findings indicate that UPSIAs are generally treated as investments exposed to losses rather than guaranteed deposits, and high regulatory risk weights discourage Islamic banks from utilizing risk-sharing contracts. The paper highlights the operational risks and knowledge gaps that hinder t
- Author
- essa
- Language
- EN