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The document outlines the history and development of public pensions in Nigeria, tracing its origins from British colonial practices to the establishment of various pension schemes. The Pension Reform Act of 2004 introduced a contributory pension scheme, replacing the previous unfunded system, but challenges such as inadequate coverage, mismanagement, and lack of effective enforcement persist. The paper concludes that while the new scheme aims to address issues from the old system, it faces significant limi
- Author
- oluwaseunayodele321
- Language
- EN