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Indian banks face a growing issue with loan defaulters, particularly from large corporations, leading to increased Non-Performing Assets (NPAs) that threaten financial stability and economic growth. The Indian government and the Reserve Bank of India have implemented reforms like the SARFAESI Act and the Insolvency and Bankruptcy Code to aid in debt recovery, but challenges such as legal delays and political interference persist. To improve recovery efforts, India requires faster court decisions, stricter r

Author

kirti

Language

EN