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Here are the key issues: (1) Is the stipulated interest rate of 2.5% per month valid? No, interest rates exceeding 3% per month are considered excessive, iniquitous, unconscionable and exorbitant based on jurisprudence. (2) If not valid, what is the applicable interest rate? The legal rate of 12% per annum should apply from the time the loan was made until full payment. (3) Are compensatory damages due? Yes, compensatory damages at 12% per annum should be imposed on both the principal and unpaid i

Author

Chirz Co

Language

EN