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This document examines the concepts of qar (loan) and qar asan (benevolent loan) in Islamic banking and whether their application in contemporary Islamic finance is valid based on evidence from the Quran, hadith, and early Islamic discourse. It discusses how traditionally qar was considered ribawī (subject to riba prohibition) so only gratuitous loans were permitted. However, Islamic banks now use concepts like qar asan and wadīʿah (safekeeping) to structure deposits, so the author analyzes if this use is j

Author

_*_+~~\u003e

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EN