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What is Gender Disparities in Bank Credit Access about?

This study analyzes gender disparities in access to bank credit for female-led businesses during the COVID-19 pandemic, utilizing data from over 58,000 small enterprises across 39 developing and emerging economies. It finds that female-led businesses face greater financial fragility and credit demand but are less likely to apply for loans and more likely to be denied credit, with digital transformation playing a mediating role in improving their access to financing. The research highlights the exacerbation

Author

citysquare123456789

Language

EN