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What is Trade vs. Bank Credit in Family SMEs about?

This research investigates the relationship between trade credit and bank credit in family and nonfamily small and medium-sized enterprises (SMEs). The study finds that family SMEs use trade credit and bank credit as substitutes, while nonfamily SMEs use them as complements, particularly in low-performing and smaller firms. The findings emphasize the influence of governance structure on financing behaviors and contribute to the understanding of credit utilization dynamics in SMEs.

Author

liemuel

Language

EN