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20765-Article Text-51491-55964-10-20210923 by Izzudin Aibek is a document available to read on EtoBox.

This study analyzes the determinants of non-performing financing (NPF) in Islamic banks in Indonesia using spatial analysis, focusing on macroeconomic and microeconomic variables. The findings indicate that factors such as Return on Assets (ROA), Inflation, GDP, and the Bank Indonesia Rate significantly affect NPF levels, while Financing to Deposit Ratio (FDR) and Capital Adequacy Ratio (CAR) do not. The research highlights the importance of spatial effects on NPF across different banks and provides empiric

Author

Izzudin Aibek

Language

EN