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The document provides an overview of the evolution and functioning of banks and insurance in India. It discusses the key phases in the development of banking from 1786 to the present, including the nationalization of banks in 1969 and 1980. It defines commercial banks and describes their primary functions of borrowing and lending. The types of banks operating in India are described, including scheduled banks, foreign banks, private banks, regional rural banks, and cooperative banks. The role of the Reserve

Author

Bindi Kapadia

Language

EN