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The Union of the Mutual Credit Funds of Senegal (U.C.C.M.S) is a Cooperative Savings and Credit Society established to improve the standard of living by offering innovative financial services across Senegal. Governed by specific laws, it operates through a network of 219 outlets and mobile units, providing services such as electronic money and mobile banking. The organizational structure includes a General Assembly, Board of Directors, and various departments focused on management, legal affairs, finance, a

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