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P2P Lending Market Overview by Aninda Dutta is a document available to read on EtoBox.
What is P2P Lending Market Overview about?
P2P lending platforms match borrowers and investors without lending their own funds. They generate revenue from origination and servicing fees. To manage risk for investors, platforms perform credit assessments to set interest rates, encourage diversification across many loans, and establish buffer funds to cover defaults in normal times. However, buffer funds may be depleted in severe economic downturns, exposing investors to greater losses.
- Author
- Aninda Dutta
- Language
- EN