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Yulo vs. BPI: Credit Card Consent Case by Tam Chua is a document available to read on EtoBox.

What is Yulo vs. BPI: Credit Card Consent Case about?

The Supreme Court ruled that when a bank issues a pre-approved credit card, it has the burden to prove the client consented to the terms and conditions governing its use. The bank failed to do so for the Yulo Spouses, as it did not prove they read and agreed to the terms. While the spouses used the cards, charging goods and services, their consent could not be assumed and they could not be bound by the terms, despite admitted use of the cards. The court found in favor of the spouses, as the bank did not mee

Author

Tam Chua

Language

EN