About this document
Bank Balance Sheet Management Guide by Sajith Malappurath Sasidharan is a document available to read on EtoBox.
The document outlines the principles of balance sheet management, focusing on asset classification and provisioning norms for various types of accounts, including credit cards and agricultural loans. It details the criteria for classifying accounts as Non-Performing Assets (NPA) based on overdue periods, out of order status, and erosion of security value. Additionally, it discusses income recognition, reversal of income, and specific provisioning rates for different loan categories and asset classifications
- Author
- Sajith Malappurath Sasidharan
- Language
- EN