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STPL Growth and Challenges in Banking by niharika.singh is a document available to read on EtoBox.

What is STPL Growth and Challenges in Banking about?

The document discusses the dynamics of FinTech small-ticket personal loans (STPL) in India, highlighting significant gaps in access to formal credit, with less than 10% credit card penetration and around 70% of the population being un/under-served. It emphasizes the growth of digital-first platforms that provide convenient access to credit while addressing risks through alternative data and fraud prevention. Additionally, it outlines customer behavior, challenges in customer protection, and the need for sus

Author

niharika.singh

Language

EN