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- Over a third of fintech borrowers missed loan payment deadlines in recent weeks, reflecting growing financial stress among middle- and lower-income individuals. - Bounce rates, or loans not repaid on time, were highest for small personal loans between Rs. 10,000-50,000 and short-term loans to MSMEs, as many faced job losses, wage cuts, or business declines due to the pandemic. - The stress could be partially offset if some borrowers make delayed payments within the three-month grace period, but confus

Author

Gopalakrishnan Sivasamy

Language

EN