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John Habig has over 40 years of experience in management, sales, negotiations, communications and actuarial work. He has managed large teams, projects, insurance risk pools and classrooms. As CMO, he grew business at Healthsource Indiana by 25% in two years through successful bidding. He is fluent in English and Philippine dialects, and conversant in Romance and Germanic languages. His experience includes roles as senior actuary, CFO, CMO, COO, director of various actuarial services, consulting actuary and

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