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Open banking offers advantages such as enhanced customer experience, increased competition, and personalized financial services, while also presenting challenges like data privacy risks and the need for robust regulation. In India, key open banking services include account aggregation, open API banking, and UPI-based services, which improve efficiency and access to financial products. Blockchain technology, which underpins cryptocurrencies, provides secure, immutable records and enhances trust and efficienc

Author

gkrishna07697

Language

EN