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Does Price Regulation Affect Competition?: Evidence From Credit Card Solicitations by Cato Institute is a document available to read on EtoBox.

The subprime mortgage crisis of 2008 led to a surge of policy and legislative initiatives in regulating consumer financial products. A number of federal legislations were rolled out, while others meant to protect consumers in household finance markets were under consideration. A notable example of such legislations is the Credit Card Accountability, Responsibility, and Disclosure Act of 2009 (CARD Act). The CARD Act was enacted with the objective of protecting consumers and establishing fair and transparent

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Cato Institute

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EN