Can I read IDFC First Bank Operations Overview on EtoBox?

IDFC First Bank Operations Overview by Saksham Kalra is a document available to read on EtoBox.

What is IDFC First Bank Operations Overview about?

IDFC First Bank was formed through the merger of IDFC Bank and Capital First in 2018. The bank aims to grow its retail assets to over Rs. 100,000 crore in the next 5-6 years while reducing its infrastructure loans. It plans to increase its CASA ratio to 30% and diversify liabilities towards retail deposits. By focusing on retail lending and deposits, the bank expects to improve its net interest margin to 5.5%, lower its cost-to-income ratio, and increase its return on assets to 1.4-1.6% and return on equity

Author

Saksham Kalra

Language

EN