About this document
Understanding Your CIBIL Report Essentials by chandan kumar is a document available to read on EtoBox.
The document discusses two important aspects of a Credit Information Report (CIR): 1. Account Information, which contains details of credit facilities like loans and credit cards, including payment history over the past 3 years. This section is important for lenders to assess debt burden and payment history. 2. Enquiry Information, which provides details of loan applications, with multiple enquiries in a short time seen negatively by lenders as potentially seeking excessive credit.
- Author
- chandan kumar
- Language
- EN