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This research explores the integration of Artificial Intelligence (AI) and Machine Learning (ML) in banking payment methods, emphasizing their potential to enhance services in both urban and rural areas. It identifies challenges faced by rural communities in accessing banking services and proposes strategies for banks to implement AI and ML tools to facilitate online payments. The study aims to improve operational efficiency, security, and customer experience while addressing issues such as data privacy and

Author

smartokosskembai

Language

EN