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What is Research Paper 3 Financial Inclusion about?

Digital payments have enhanced financial inclusion in India by providing access to banking services for underserved populations through initiatives like Jan Dhan accounts and UPI. The COVID-19 pandemic accelerated the shift to cashless transactions, benefiting small merchants and improving transaction transparency. However, challenges such as digital literacy gaps and cybersecurity issues remain, necessitating efforts to strengthen infrastructure and education for sustainable growth.

Author

rfkzpv2v84

Language

EN