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Safri by AGUSTINA RATNA DWIATI is a document available to read on EtoBox.

This study explores the digital transformation of Islamic pawnshops in Indonesia, highlighting their role in enhancing financial inclusion through improved service accessibility and operational efficiency. Key benefits include remote transaction capabilities and streamlined processes, although challenges such as limited internet infrastructure and cybersecurity risks persist. The findings emphasize the need for continuous innovation and policy support to optimize digital services in Islamic finance for incl

Author
AGUSTINA RATNA DWIATI
Language
EN