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The document provides an overview of two major banks in the Philippines: Land Bank of the Philippines (LANDBANK) and Banco de Oro Unibank (BDO). LANDBANK focuses on agricultural development and has a history of expansion through mergers and government initiatives, while BDO is the largest universal bank in the country, known for its extensive network and diverse financial services. Both banks implement Enterprise Risk Management (ERM) frameworks to effectively manage various risks and ensure alignment with

Author

Sio pau

Language

EN