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What is Financial Literacy Student Debt about?

The study examines financial literacy among over 1,000 students at a public university in Massachusetts, revealing a low overall literacy rate of 39.5%, particularly among female (26%), minority (24%), and first-generation (33%) students. Low literacy students significantly underestimate their future student loan payments, leading to higher payment-to-income ratios post-graduation, which can impair their creditworthiness and ability to manage debt. The findings suggest that financial literacy is crucial in

Author

generationgendu16

Language

EN