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The document summarizes an appeals court case regarding insurance claims for fuel oil stolen over multiple years. The key issues were: 1) Whether the series of thefts constituted a single "occurrence" under the insurance policies, which would determine how deductibles were applied. The court determined the thefts were part of a single scheme and thus a single occurrence. 2) If a single occurrence, which policy period the occurrence fell under, which would determine the applicable deductible. The court ag

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Scribd Government Docs

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