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Deviation from the prescribed route in marine insurance is excused under specific circumstances such as authorization by policy terms, uncontrollable events, safety concerns, or efforts to save human life. Fire insurance covers losses due to fire, including damage from extinguishing efforts, but excludes losses from theft, spontaneous combustion, and certain natural disasters. Essential features of insurance contracts include insurable interest, utmost good faith, indemnity, and proximate cause, with the pr

Author

Nehal Hoque

Language

EN