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What is Common Insurance Terms Explained about?

This document defines common insurance terms: 1. Actual cash value is how an insurance policy calculates payment for a claim by subtracting depreciation from the initial cost of damaged property. Actual cash value coverage is usually less expensive than replacement cost coverage. 2. An actuary assesses risks by analyzing statistics and data to help insurance companies set rates. 3. An adjuster investigates insurance claims by determining coverage, estimating damages, and issuing payments.

Author

Joseph Williams

Language

EN