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What is Microfinance about?

Ghana has a high poverty rate, with 40% unable to afford minimum calorie needs. The government has implemented economic reforms to address poverty, including promoting savings, investment, and small businesses. Currently there are formal, semi-formal, and informal microfinance institutions in Ghana. The researcher plans to study these institutions in Kumasi to determine if microcredit effectively alleviates poverty or sometimes makes the poor worse off, as debated in studies. Interviews, observations, and q

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