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What is FinTech and Savings Behavior Analysis about?

This study analyzes the relationship between digital financial literacy, FinTech adoption, and savings behavior across 12 countries, revealing that individuals who utilize FinTech tools tend to save more, especially when supported by strong financial literacy. The research highlights the importance of contextual factors such as income levels, regulatory environments, and cultural traits in shaping the effectiveness of FinTech in promoting better financial habits. Recommendations include enhancing financial

Author

maya.faitaurohmah

Language

EN